Small Business Loans for Handicapped Entrepreneurs -- Hit them Hard With All of Your Abilities

Many entrepreneurs crumble under adversity. You don't.  So small business loans for handicapped entrepreneurs may be comparatively easy for you to handle.

Even so, it just shouldn't be so hard for handicapped entrepreneurs to get business loans, or even investment financing from venture capital and angel investors.

Notice to Handicapped Entrepreneurs Looking for Small Business Loans and Investment: Make everyone else meet you on your terms -- then everyone can win.

I lived in California for several decades, and I naively believed that the ADA meant something, and that government was doing something right for those with disabilities.
Then I saw other states and other cities. I saw lawyers laugh at the ADA; I saw major cities with pavement entirely too rough for a wheel chair and new buildings with no access.
One thing I did not see were wheelchairs of any kind. It's as though whole cities stuffed all their handicapped citizens into closets.

We live in the age of Stephen Hawking and Christopher Reeves -- this shouldn't be happening.

As a country, we have so, so far to go.

It's no wonder that so many people with disabilities opt to form their own companies.  Business loans for handicapped have become a genuine specialty.  By necessity, many of these companies are small entrepreneurial ventures. If this is the case for your business, take a look at SBA Micro Loans in particular. The SBA in general is an excellent source for small business loans -- it is one of the very few sources that doesn't discriminate, and business loans for handicapped entrepreneurs are welcome there.

If your business is larger, with stronger financial needs, then the sky is limit.

• Yes, create a strong online presence
• Yes, develop a strong Advisory Board comprised of businesspeople in your field.
• Yes, incorporate your business.
• Yes, formalize any existing small business loans or contributions.

But when you have taken care of these formalities, then hit 'em hard.

Present a business plan worthy of your company.

Present your company just like you would present any other company. Tell them you are handicapped, or don't. It doesn't matter.

I REPEAT: IT DOESN'T MATTER.

I kind of lean toward letting it slip AFTER you have their attention and their interest. If they balk, so be it. Look elsewhere, and count yourself lucky that you haven't wasted any more time or money on narrow minded *!%^@s.

Let me know how you do.

Recommended Sources

DiabilityInfo.gov
Links to many kinds of information.

Disability Resources
A major site on the web for all kinds of information.

Disabled Entrepreneurs Network
Networking is still the most valuable resource for locating people and sources

If you are looking for programs that assist handicapped entrepreneurs in your area, try a search on the word "handicapped" with your city or state. For example:
"handicapped Seattle"
"handicapped programs North Carolina"
"handicapped entrepreneurs Ohio"
"handicapped loans Newark"

You probably got more "hits" than you can handle!

Decide what direction you want your business to take, create business loans for handicapped entrepreneurs to meet these goals, then the lender/investor will be there.

 

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Also see

Work from Home Businesses -- When commuting is difficult, sometimes the best option is to explore the options at home. Fortunately, these options can be lucrative as well.

Business plans -- venture capital and angel investors. Creating exceptionally strong plans for exceptionally competitive markets.

SBA business plans. How to get your business plan in front of one of the largest lenders in the country.

Deaf Entrepreneurs -- A group of young deaf entrepreneurs stole the show and the prize money in a business plan competition.