Today's Top TipOnline business plan scams are alive and doing very well. There's even a new wrinkle: the "crowd funding". Trust me, no one makes money but the promoters in this scheme.
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SBA Hispanic loans just ain't what they should be. One would think that a partnership between the SBA and the Hispanic Chamber of Commerce would be something worth celebrating. Well, think again.
So, when I saw the announcement about the SBA Hispanic agreement, I thought Wow!
Then I actually read it. The SBA, through its district offices in the state, will:
Pamphlets? Speakers? Yuk.
How about access to capital? How about bi-lingual SBA loan specialists? How about programs for linking new Hispanic entrepreneurs with experienced businesspeople? How about identifying banks that are eager for their business?
Go back to the drawing board, folks. And don't waste paper on another announcement until you have something to announce.
You learn more from ten days of agony than from ten
years of contentment.
SALLY JESSE RAPHAEL
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