Startup Business Costs Worksheet

Dig out your favorite database program, Excel perhaps, and run your figures through this startup business costs worksheet.  

This startup business costs worksheet should be a beginning, not an end.  Companies vary radically in terms of product and services needed for startup, so add anything that you can think of as well.  And delete the line items that just don't apply to you.

Item	One time cost	Monthly Cost	6 Months	One Year	Total Needed
Operating Expenses	.	.	.	.	.
--Office rent	.	.	.	.	.
--Phone	.	.	.	.	.
--Equipment purchase/lease	.	.	.	.	.
--Advertising	.	.	.	.	.
--Utilities	.	.	.	.	.
--Office Supplies	.	.	.	.	.
Professional Fees	.	.	.	.	.
--Legal/Accounting	.	.	.	.	.
--Web site costs	.	.	.	.	.
--Graphics	.	.	.	.	.
--Writer/Researcher	.	.	.	.	.
Printing/Shipping	.	.	.	.	.
Travel & Entertainment	.	.	.	.	.
--Airfare	.	.	.	.	.
--Hotel	.	.	.	.	.
--Taxis, car rental	.	.	.	.	.
--Entertainment	.	.	.	.	.
--Meals with travel	.	.	.	.	.
Product Development	.	.	.	.	.
--Designer/Model Maker	.	.	.	.	.
--Testing	.	.	.	.	.
Facilities lease	.	.	.	.	.
Employee cost	.	.	.	.	.
Personal expenses	.	.	.	.	.
--Rent/House payment	.	.	.	.	.
--Car payment/gas	.	.	.	.	.
--Insurance - car	.	.	.	.	.
--Insurance - health	.	.	.	.	.
--Food	.	.	.	.	.
--Clothing	.	.	.	.	.
Other	.	.	.	.	.
	.	.	.	.	.
TOTAL	.	.	.	.	.

No matter how long the list gets, the business costs worksheet always seems to leave out something important.  So add whatever you think is important.

And remember,

• If you have had no previous businesses, double your estimate;

• If you have had one or two previous businesses, add 50% to your estimate; and

• If you have had three or more businesses, you should be right on target.

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